What We Do:

Our process is one of building relationships with our clients over time. The better we get to know you, the better we can secure your financial future.

For our first meeting, we will meet with you to find out what your financial objectives are and what is most important to you from a financial perspective. This can also include what is important to you from a health perspective as well. The older we get, the issues of finance and health become increasingly integrated. During this visit we will also collect financial data which will help us in creating a plan that will meet your objectives, both short and long term.

We will then take this information back to our office, digest it, disect it and crunch the numbers to come up with a strategy to satisify all of your needs.     

During our second meeting we will review the information we collected at the first meeting and present you with different strategies to best meet your objectives. With your approval, we can start implementing the strategy of your choice. Some people want to implement the entire plan right away and some people wish to do it in stages. We will work with you in what ever way you feel comfortable.

Remember that often change can be difficult, but procrastination can jeopordize your whole financial well being, which can then also threaten your health.

 About Ron J. Miller

Retirement Counselor & Tax Preparer:

Mr. Miller’s career started in 1975 with John Hancock Life Insurance Company. Recognizing the many tax, financial, cash flow and health needs of people aged 50+, he opened his independent practice on January 6th, 1992. As an independent Retirement Counselor and Tax Preparer, Ron specializes in the needs of those already retired and those who will be retiring within the next ten years. High healthcare costs, not enough cash flow, taxes, inflation, proper beneficiary designations and outliving ones, resources are the problems that for many are a major concern. The firm’s mission is to improve the quality of life by finding solutions to these and many more problems people face.

An educated consumer is my best client. Therefore, I take an educational approach to retirement and tax planning, providing current, insightful information, so you can make an informed decision to secure your financial future. Experience a personalized and confidential setting with no pressure. Just like going to the doctor for a check-up once a year, one should have a financial review to check one’s financial health and address any concerns they may have. The result can be greater financial security and peace of mind. The first step is to schedule your no cost, no obligation, financial review.

A Qualified Professional:

Mr. Miller holds Insurance Licenses and his record of good standing can be checked with the North Carolina Department of Insurance at: 800-546-5664, or the State of NJ Department of Banking & Insurance at: 609-292-5360, National Producer #: 7415336.

Additionally, Ron belongs to the following organizations:

National Association of Insurance & Financial Advisors: 877-866-2432   www.naifa.org

Society of Certified Senior Advisors: 800-653-1785   www.society-csa.com

The American College: 800-992-4352   www.theamericancollege.edu

The National Ethics Bureau: 800-282-1831   www.ethicalcheck.com

AJBF& JCC: 828-777-1014